信用保險和債務催收術語表

字母 A

Absolute sale | 無條件銷售
Acceleration of payment | 加速還款
Aged debtors report | 逾期帳款報告
Annual total excess | 年度總自負額
Arranged approval threshold | 約定的信用額度核准門檻
Assignment of receivable | 應收帳款轉讓

字母 B

Beneficiary/Beneficiary of indemnity rights transfer | 受益人/賠償權利轉讓受益人
Breach (condition of) | 違約狀態
Buyer | 買家

字母 C

Cash against documents | 交單付現(CAD)
Cause of loss | 損失原因
Claim waiting period | 理賠等待期
Claim | 理賠
Collection agency | 催收機構
Collection | 催收
Commercial risk | 商業風險
Consignment | 寄售
Consultation threshold | 諮詢門檻
Contract of sale | 銷售合約
Credit Agreement or Line | 信用協議或額度
Credit Insurance | 信用保險
Credit period | 信用期限
Customer credit facility | 客戶信用額度

字母 D

DCL (Discretionary Credit Limit) | 自主信用額度 (DCL)
De facto insolvency | 事實上破產
De jure insolvency | 法律上破產
Debtor | 債務人
Declaration of potential loss | 潛在損失申報
Default (outright) | 拖欠(故意)
Deglobalisation | 變更為非跨國保單
Delivery | 交貨
Dispute | 商業糾紛
DSO (Days Sales Outstanding | DSO(應收帳款週轉天數)
Due date | 到期日

字母 E

Extension of due date | 到期日展延

字母 F

First sale clause | 首次銷售條款
Fixed-sum individual excess | 固定金額單次自負額

字母 G

Globality (principle of) | 整體性原則

字母 I

Indemnifiable loss | 應賠償損失
Indemnification | 賠償
Insolvency |破產
Insurable turnover | 承保營業額
International trade | 國際貿易
Intervention request | 介入請求

字母 L

Lawful extension | 合法展延
Litigation mandate | 訴訟委託

字母 M

Minimum premium | 最低保費
ML (Maximum Liability) | 最高賠償限額 (ML)

字母 N

Natural disaster risk | 自然災害風險
No claims bonus | 無賠償紅利
Non-transfer risk | 無法移轉外匯之風險

字母 O

Orders to be delivered | 待交付訂單
Ordinary individual excess | 普通單次自負額
Outstanding amount | 未付帳款

字母 P

Percentage of cover | 承保比例
Policy | 保單
Political risk | 政治風險
Prelitigation | 訴訟前措施
Private Buyer | 民營買家
Protocol | 協定
Public Buyer | 公營買方

字母 R

Receivable | 應收帳款
Risk underwriting | 風險核保

字母 S

Sale intermediary (intermediary in the commercial relationship) | 銷售中介(商業關係中的中介)
Security | 擔保
Statement of loss | 損益表
Subrogation | 代位求償權

字母 T

Temporary amount | 臨時額度
Transfer of right to indemnities | 賠償權利轉讓

字母 U

Unnamed buyer or BC (Blind Cover) | 非特定買家或小額自主授信